Simple Home Loan Plus

Simple Home Loan Plus

our flexible loan with all the extras

 

Our great new flexible Simple Home Loan Plus especially for refinancing or owner occupied purposes with a minimum loan amount of $200,000. This product allows you to pick and choose your extras to best suit you.  An annual fee applies.

Same day pre approval*

• Flexible Options – Variable / Fixed rate
• Redraw and offset facility available

 

Product Features

Redraw Facility¹	up to $100,000
Offset Facility ¹	up to $100,000
Variable Rate Option
Fixed Rate Option ²

Terms of Loan

Minimum Amount	$200,000
Maximum Term	30 years

Access

Branch
Online Banking
Direct Credits/ splits
Periodic Payments ˆ
Bank@Post ˆ
Cheque Book ˆ
ATM ˆ
eftpos ˆ
Direct Debits ˆ
BPAY ˆ

Fees

Application Fee
Annual Fee
Monthly Service Fee
Break Cost for Fixed Rate

 

Target Market Determination

Please click here to read the Target Market Determination for a Simple Home Loan Plus

 

Toolkit

View Rates | Home Loan Key Fact Sheet  | MoneySmart Budget Planner

 Loan Application

General Advice Warning: In providing you with this information, you should consider the appropriateness of this product or service with regard to your particular financial situation and needs. We advise that you carefully read our Product Disclosure Statement and associated Disclosure Documents before acquiring a product. WARNING: This comparison rate applies only to the example given.
Things you should know: Applications are subject to Dnister credit assessment criteria. Terms and conditions, including fees and charges, apply. Full details are available on application. The information contained on this website is subject to change without notice. The interest rates applicable to the products selected are for loans with generally a maximum loan to valuation ratio of 80%, however >80% with LMI will be considered. Loans must be funded within 90 days of the date of our offer document unless we agree otherwise. The comparison rate is calculated on the basis of a secured loan of $150,000 over a term of 25 years.
¹ Redraw fees may apply. Limits apply to available Redraw Facility amounts and Offset Facility balances.
² Break Cost Fee may apply.  Refer to Fixed Rate Loan Break Costs Schedule.
ˆ Access only available to Offset Account.
* Subject to sufficient information provided.